Copies of the identity cards of the potential debtor and of the guarantors (the guarantors);
Documents regarding the source of income (salary certificate, entrepreneur's patent or other sources of income);
If the amount exceeds 50 thousand lei:
Documents regarding the pledge proposed to insure the repayment of the loan.
Required papers for legal entities
Legal acts of the debtor;
Financial acts of the debtor;
General customer information;
Papers regarding the pledge proposed to insure the repayment of the loan.
MoldCredit's 9th aniversary
On the occasion of the anniversary of 9 years of activity of the Nonbank Loan Organization “MoldCredit” SRL (August 23rd),
the Company's administration expresses gratitude to its clients, employees, who represent the most
valuable capital of the Company, for the remarkable results obtained and prodigious activity, contribution
for the development of small and medium-sized businesses in the Republic of Moldova
Throughout its activity, MoldCredit, being a full and responsible member of the non-bank lending activity,
has managed to create a professional team with multidimensional values, which aiming at financial inclusion,
promotes a wide range of non-bank financial products through its Representatives from the country,
and created an important customer base (individuals, households and businesses),
demonstrating sustainable growth capacity based on mutual trust, flexibility in managing and meeting the needs of its clients,
offers of credit products, financial leasing, intermediation in insurance, etc., in very advantageous conditions and maximum
transparency both in the Company-Customer relationship and in the Corporate Governance component.
For the first half of 2019, the Company registered a Total of Assets in the amount of 58.65 million lei (+ 5.5 million) compared to the end of 2018; Non-bank loan portfolio - 49.2 million lei (+ 6.2 million);
Equity - 18.77 million lei; Profit - 834 thousand lei; Capital sufficiency - 30.6%.
The Company's management especially expresses gratitude and consideration towards the MoldCredit Associations and
Development partners (Credit Line Directorate, BC "EuroCreditBank" SA and other commercial banks,
The insurance company “Grawe Carat Asigurari” S.A. and other creditors / partners) for efficient cooperation,
support and involvement with dedication for the development of non-banking financial activity in the Republic of Moldova in
in partnership with MoldCredit, and we convey to all the wishes of great health, peace of mind, well-being and beautiful achievements in the future.
OCN “MoldCredit” SRL Lead
O.C.N. "MoldCredit" SRL-personal data operator
According to Article 20 paragraph (1) letter b), art. Articles 23-25 of the Law on the protection of personal data
no.133 from 08.07.2011 and based on OCN Notifications of “MoldCredit” SRL, on 08.04.2019 by the National Center for the Protection of Personal Data of the Republic of Moldova we have been authorized by the processing operations
of personal data.
MoldCredit Executive Management.
Annual General Meeting of Associations of O.C.N. "MoldCredit" SRL 2019
Within the Annual General Meeting of the Associations (AGAA) of the Non-bank Credit Organization “MoldCredit” SRL
from 19.04.2019 the following issues of the Agenda were examined and approved:
Annual report of the Company Council and approval of the balance sheet for the financial year of 2018;
Annual report of the President of the Company for the financial year of 2018;
Benefit distribution for the financial year 2018 and formation of the Company's reserve capital;
Territorial development of the Company. Opening of offices (secondary offices) during 2019;
Confirmation of the audit organization and establishing the amount of the remuneration of its services for the financial year of 2019.
In this context, the Company ended the financial year of 2018 with total assets amounting to 53.24 million lei (+ 10.5%)
compared to 2017; Non-bank loan portfolio (gross) - 43.23 million lei (+ 12%) compared to 2017; Profit over 2 million lei;
Equity of 18.95 million lei; ROA - 4.73%; ROE - 11.04%.
The AGAA has decided to grant dividends for the financial year of 2018.
At the same time, the AGAA approved the strategy and priority directions for the Company's development for the following years.